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Laybuy & Afterpay

We offer both Laybuy and Afterpay as payment options for both New Zealand and Australian customers.
AFTERPAY
To learn how Afterpay works and to sign up click on this link below:
 
https://www.afterpay.com/en-AU/how-it-works
LAYBUY
Laybuy lets you receive online purchase now and spread the total cost over 6 weekly automatic payments interest free.
We have partnered with popular payment provider Laybuy so that customers can pay for their order with interest free weekly instalments, find out more below or at www.laybuy.com/faq or get in touch with us to find out more.
Q. How do I sign up?
A. Just continue to checkout and select Laybuy as your payment option or visit laybuy.com/consumer to create your account.
 
Q. Who can use Laybuy?
A. Any NZ or Australian resident over 18 with a current debit or credit card.
 
Q. How is my limit approved?
A. Your limit is assigned through Laybuys instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with $120. No extra information about you is required!
 
Q. How do I return my order?
A. Simply return your items to the Little Additions as normal. Little Additions will process the refund through the Laybuy platform and we will credit the funds to your nominated debit or credit card and adjust or cancel your payment schedule as necessary.
 
Q. Is there anything else I should know?
A late fee of $10 will be applied to your account 24 hours after a missed payment. You can also spend more than your assigned limit, the excess will be added to your first payment.
 
Q. Is Laybuy available in stores?
A. Laybuy is not yet available in stores, so a great opportunity to get what you want online. Little Additions is online only.
 
Q. Can I use Laybuy on Sale items?
A. Yes, you can.
 
Q. What if the item I want to purchase is more expensive than my Laybuy credit limit?
A. You can shop and spend more than your limit if you have a sufficient balance on your debit or credit card to complete the purchase.
However, if you exceed your limit this will change the way in which you will be required to make payments to us as the excess must be paid at the time of your first instalment.
For example, if you have a limit of $120 and want to purchase an item for $200, your designated debit or credit card will be charged $80 on the date of purchase. That is, the $80 "limit excess" and your payments for the next 5 weeks will be $24 per week.